Financial innovation

The use of technology in the financial sector (FinTech) enables new services and products to be offered, increasing the efficiency and competitiveness of financial markets.

The CNMV has created this section on the website to collaborate with the sector in the promotion  of new technologies that are boosting the digital transformation of the financial sector.

Innovation hub

In 2016, the CNMV created an “innovation hub” under the name of ‘Portal Fintech’ , with the following objectives:
  • Provide support to developers and financial institutions on regulatory aspects of securities markets that might affect their projects; 
  • Create an informal space where developers and financial institutions can share their initiatives in this field;
  • Generate criteria on certain relevant Fintech issues in the securities markets.
If you have any queries on regulatory aspects of aproject or wish to present/share with us your business model on the securitiesmarket, you can contact the CNMV by completing the following  contact form or by sending an email to:
Contacts through the FinTech portal do not imply the initiation of an administrative procedure. The opinions expressed by the CNMV within the framework of the Fintech portal are exclusively informative, in accordance with Law 7/2020, of November 13, for the digital transformation of the financial system and in no case will be considered a binding resolution or communication. The information provided to the Fintech portal will be treated confidentially.
Statistical data on the FinTech Portal activity

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Regulatory sandbox

The regulatory sandbox is a mechanism that allows controlled and limited testing, under the supervision of the competent authorities, to analyse the viability of new business models or the use of new technologies in the provision of financial services.

Legislation and relevant information: