To view the annual financial report submitted in European Single Electronic Format (ESEF), please select the link to the annual financial report that you wish to view (individual/consolidated) in the “Type” column. To download and save the xHTML files on the disk, please right-click on the link. In addition, you may download the consolidated ZIP from the “ZIP File” column. To access the full text of annual financial reports already submitted in PDF format, please select it in the “official registration number” column.

INSTITUTO DE CREDITO OFICIAL
Official Registration No.Financial Statements datePublication date (1)Auditor's nameTypeZIP file (2)Special report (3)Additional information (4)Auditor opinion (5)Emphasis of matter (5)Observations
20340 31/12/2023 29/04/2024 INTERVENCION GENERAL DE LA ADMON. ESTADO Individual /
Consolidated 		Yes Unqualified opinion /
Unqualified opinion 		- /
-
19957 31/12/2022 27/04/2023 INTERVENCION GENERAL DE LA ADMON. ESTADO Individual /
Consolidated 		Yes Unqualified opinion /
Unqualified opinion 		- /
-
19546 31/12/2021 30/06/2022 INTERVENCION GENERAL DE LA ADMON. ESTADO Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
19055 31/12/2020 30/04/2021 MAZARS AUDITORES, S.L.P. Individual /
Consolidated 		Yes Unqualified opinion /
Unqualified opinion 		- /
-
18458 31/12/2019 28/04/2020 MAZARS AUDITORES, S.L.P. Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
18111 31/12/2018 29/04/2019 MAZARS AUDITORES, S.L.P. Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
17706 31/12/2017 27/04/2018 INTERVENCION GENERAL DE LA ADMON. ESTADO Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
17200 31/12/2016 03/05/2017 INTERVENCION GENERAL DE LA ADMON. ESTADO Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
16740 31/12/2015 10/05/2016 INTERVENCION GENERAL DE LA ADMON. ESTADO Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
16142 31/12/2014 08/06/2015 ERNST & YOUNG, S.L. Individual /
Consolidated 		Yes Unqualified opinion /
Unqualified opinion 		- /
-
15518 31/12/2013 30/05/2014 ERNST & YOUNG, S.L. Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
14848 31/12/2012 13/06/2013 ERNST & YOUNG, S.L. Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
14063 31/12/2011 24/05/2012 ERNST & YOUNG, S.L. Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
13239 31/12/2010 09/05/2011 ERNST & YOUNG, S.L. Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
12458 31/12/2009 11/05/2010 PRICEWATERHOUSECOOPERS AUDITORES, S.L. Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
11320 31/12/2008 08/05/2009 PRICEWATERHOUSECOOPERS AUDITORES, S.L. Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
10521 31/12/2007 30/04/2008 PRICEWATERHOUSECOOPERS AUDITORES, S.L. Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
10220 31/12/2006 18/07/2007 PRICEWATERHOUSECOOPERS AUDITORES, S.L. Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
9553 31/12/2005 04/07/2006 MAZARS AUDITORES, S.L. Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
8943 31/12/2004 27/06/2005 MAZARS AUDITORES, S.L. Individual Unqualified opinion -
8410 31/12/2003 23/06/2004 MAZARS AUDITORES, S.L. Individual Unqualified opinion -
7874 31/12/2002 17/06/2003 MAZARS AUDITORES, S.L. Individual Unqualified opinion -
7467 31/12/2001 03/07/2002 MAZARS AUDITORES, S.L. Individual Unqualified opinion -
7006 31/12/2000 28/06/2001 ARTHUR ANDERSEN AUDITORES, S.A. Individual Unqualified opinion -
5867 31/12/1998 04/05/1999 ARTHUR ANDERSEN AUDITORES, S.A. Individual Unqualified opinion -
5633 31/12/1997 01/07/1998 PRICE WATERHOUSE AUDITORES, S.A. Individual Unqualified opinion -
5233 31/12/1996 20/08/1997 PRICE WATERHOUSE AUDITORES, S.A. Individual Unqualified opinion -
4391 31/12/1995 14/03/1996 PRICE WATERHOUSE AUDITORES, S.A. Individual Unqualified opinion -
4360 31/12/1994 07/02/1996 ARTHUR ANDERSEN AUDITORES, S.A. Individual Unqualified opinion -
3812 31/12/1993 27/07/1994 PRICE WATERHOUSE AUDITORES, S.A. Individual Unqualified opinion -
3294 31/12/1992 25/10/1993 ARTHUR ANDERSEN AUDITORES, S.A. Individual Unqualified opinion -
2499 31/12/1991 26/06/1992 ARTHUR ANDERSEN AUDITORES, S.A. Individual Unqualified opinion -
1490 31/12/1990 20/06/1991 ARTHUR ANDERSEN AUDITORES, S.A. Individual /
Consolidated 		Unqualified opinion /
Unqualified opinion 		- /
-
801 31/12/1989 06/07/1990 CONSULTAR AUDITORIA Individual -
297 31/12/1988 18/10/1989 CONSULTAR AUDITORIA Individual -
(1) Date on which the issuer has submitted its annual financial report or, if applicable, date of the latest submission in replacement of the initial one.
(2) The xHTML file submitted by the issuer, together with the files related to the taxanomy can be download from this column. The CNMV does not provide a viewer for iXBRL files.
(3) Special audit report, in accordance with article 13 of O.M. del 18 de Enero de 1991. The special audit report, from January 01, 2021, is available in Chapter VI of the interim financial report for the first half of the year.
(4) Additional information disclosed by the issuer (at the request of the CNMV, certificates issued by the Secretary of the Board and other supplementary information, such as modified files, not restated, label amendments).
(5) For further details, from January 01, 2021 please check the audit report.

The English version of the annual accounts for those entities who are obliged to submit them in Spanish has been translated by the actual entity and should therefore not be considered, under any circumstances, as official. Although issuers should make every effort to maintain consistency with the Spanish version and fully translate all the documentation included in the original version, should the entity not sent all the information in English, we kindly advise you that the only official information and the one that thus prevails shall be the one in Spanish.